COVID-19 Business Interruption Insurance
COVID-19 crisis is continuing to escalate. It has left multiple businesses vulnerable to huge losses. The phase is said to be an unprecedented moment of historic proportions, and none of us was prepared for something of this type or magnitude. On the regulatory and legal front, authorities are trying to get the economy back on track besides public health and welfare. It is a time when those critical needs require quick redressal to stabilize the business environment.
So, as you try to navigate through these testing times on your level, the Sarkhosh Insurance team is at its toes to cope with the circumstances alongside. Yes, we have got you covered!
We are well in the position to deliver our services, products, and support and minimize the risks of business disruptions. The team is carefully monitoring the coronavirus updates and ensuring that we can continue to meet your requirements while keeping a check on our well-being as well. A series of steps have been taken by the authorities to maintain a steady insurance market for us to serve our clients in a better manner. So we are here to help!
Filing Claims
Our clients are perplexed regarding their business losses due to the pandemic. But the authorities recognize that COVID-19 is affecting several small scale businesses throughout the state. Each insurance carrier may be responding to the crises differently – we too, cannot predetermine the applicability or exclusion to any particular claim. However, if you wish to file your request, you can do so, and we will thoroughly evaluate the case and help you accordingly.
Our representative will get in touch with you within 1-2 business days and let you know about further steps to be taken. Since all of the commercial multi-peril insurance policies do not include business interruption coverage, our team will take a thorough look at what is applicable in your particular case. The experts will accordingly determine the policy limits and try to help our small or mid-sized business clients to meet their needs.
We Can Help!
We understand that you may still have various business interruption coverage related queries. So, fret not – existing policyholders and other business owners can contact us to verify the coverage as well as the exclusions. We will perform our level best to add some sort of credibility to your business interruption insurance claim.
Sarkhosh Insurance team is committed to providing our clients with excellent service through these upending times. We are grateful for our relationship with you and encourage you to contact us for more info.
Call us at (559) 243-9000 or leave your queries at info@sarkhoshins.com for round the clock assistance.
Please access the following resources below for guidance on the evolving policies relating to the coronavirus outbreak:
o EDD
https://edd.ca.gov/about_edd/coronavirus-2019.htm
o Small Business Administration
https://www.sba.gov/page/coronavirus-covid-19-small-business-guidance-loan-resources
o Dept. of Insurance
http://www.insurance.ca.gov/0400-news/0100-press-releases/2020/release025-2020-2.cfm
o Dept. of Public Health
https://www.cdph.ca.gov/Programs/CID/DCDC/Pages/Immunization/ncov2019.aspx
o Cal/OSHA Interim Guidelines for General Industry
https://www.dir.ca.gov/dosh/coronavirus/General-Industry.html
o Centers for Disease Control and Prevention
https://www.cdc.gov/coronavirus/2019-ncov/about/index.html
o World Health Organization
https://www.who.int/emergencies/diseases/novel-coronavirus-2019
o California Coronavirus (COVID-19) Response
https://covid19.ca.gov/stay-home-except-for-essential-needs/
o Finding the Right Help During the COVID-19 Outbreak
https://www.benefits.gov/news/article/393
o CARES Act Bill
https://www.congress.gov/116/bills/s3548/BILLS-116s3548is.pdf
o The Small Business Owner’s Guide to the CARES Act
https://www.sbc.senate.gov/public/_cache/files/9/7/97ac840c-28b7-4e49-b872-d30a995d8dae/F2CF1DD78E6D6C8C8C3BF58C6D1DDB2B.small-business-owner-s-guide-to-the-cares-act-final-.pdf
o Save Our Small Businesses Program – Fresno
https://www.fresno.gov/mayor/economic-/save-our-small-businesses-program/
We will keep you informed of any additional updates that arise. Thank you for your partnership as we continue to navigate this new and challenging environment together.